Services

Roofing for Jacksonville homes, done right

Every job starts the same way: we inspect your roof on video, walk you through exactly what we find, and explain your options clearly. Then you decide — no pressure.

01Roof Replacement

A new roof, managed start to finish

Full tear-off, efficient install, thorough cleanup. We order the materials, schedule the crew, supervise the install, and walk the finished roof with you — one point of contact from the first phone call to the final nail.

A row of Northeast Florida homes with freshly installed shingle roofs
One crew. One point of contact. Start to finish.
Classic home with a fresh architectural shingle roof and wraparound porch The specialty

Shingle

The specialty. Architectural shingles are the right answer for most Jacksonville homes: strong wind ratings for storm season, a wide range of colors, and the best value per year of roof life. It is the system we know inside out and install end to end, with expert supervision on every job.

Every shingle replacement includes new underlayment, flashing, and ridge venting where the roof needs it. No reusing tired components under a new surface.

Florida home with a standing-seam metal roof framed by palm trees Longest life

Metal

Higher cost up front, decades more life. Metal stands up well to coastal sun and wind, sheds rain fast, and can drop cooling bills. If you plan to stay in your home long term, it is worth a serious look. We will give you the honest math on both options.

Evening home with a tile roof lit warmly from within For the right home

Tile

The right fit for certain home styles, and a system that demands careful installation. Tile is heavy, so the structure has to be up to it. If tile suits your house, we will tell you. If it does not, we will tell you that too.

02Insurance Claims

If your claim gets denied, you owe nothing

Here is the deal, in plain English. If we inspect your roof and believe your insurance company is likely to cover it, you sign a contingency agreement. That means we guide your entire claim: the paperwork, the documentation, the phone calls, and we stand on your roof next to the adjuster at the inspection to advocate for you.

You only commit to Otter Roofing as your contractor if the insurance company approves the claim for a replacement. If they say no, we shake your hand and walk away. No fee, no invoice, no fine print.

Mark on a roof reviewing damage with an insurance adjuster $0 if your claim is denied
  • Free video inspection first, so you see the damage yourself
  • Honest read on whether a claim is even worth filing
  • We attend the adjuster's inspection in person
  • You owe nothing if the claim is denied

03Paying Out of Pocket

Inspect. Quote. You decide.

Not every roof is an insurance job, and we will never pretend yours is to make a sale. If you are paying out of pocket, the process is simple and there is zero pressure at the end of it.

A well-kept Jacksonville home on a sunny street
A straight quote and time to think it over.
  1. 01

    Free video inspection

    We inspect your roof on video and walk you through the footage so you see exactly what we see.

  2. 02

    A clear written quote

    Line-by-line pricing explained in plain language. No vague lump sums, no surprise add-ons later.

  3. 03

    You decide

    Take your time. You keep the inspection footage and the honest read whether you hire us or not.

Questions

Straight answers to common questions

How long does a roof replacement take?

Most residential shingle replacements take one to two days once materials are on site. Bigger roofs, metal, and tile can run longer. We give you a real schedule before work starts and tell you immediately if weather pushes it.

Should I file an insurance claim or pay out of pocket?

It depends on the damage, your policy, and your deductible. That is exactly what the free video inspection answers. If the damage looks like a covered loss, we walk you through the claim. If it does not, we say so and give you a straight quote instead.

What happens if my insurance claim gets denied?

You owe nothing. The contingency agreement only commits you to Otter Roofing if the insurance company approves a replacement. If they say no, we shake your hand and you part ways with zero cost.

Shingle, metal, or tile: which is right for my house?

Architectural shingle is the workhorse for most Jacksonville homes: strong wind ratings and the best cost per year of life. Metal costs more up front but lasts decades longer and handles coastal weather well. Tile suits specific home styles and needs a structure that can carry the weight. We walk you through real numbers for your roof, not a sales script.

Do you do commercial roofs?

The focus is residential, but yes. If you manage a commercial property, call and we will take a look and quote it honestly.

What areas do you serve?

Jacksonville and the surrounding Northeast Florida communities. If you are nearby and not sure, call. Worst case, we point you to someone good.

Is the inspection really free?

Yes. Every job starts with a free video inspection, whether or not you hire Otter Roofing. You get the footage and an honest read on your roof either way.